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TERMS OF USE

Purpose
Spinnaker Insurance Company has provided the information in its Web site for informational purposes only, has a right to alter it at any time, anddoes not guarantee its timeliness, accuracy, or completeness.

Copyright
© 2017 Spinnaker Insurance Company
Unless otherwise stated, copyrights and all similar rights in all material presented on the Spinnaker Insurance Company site, including graphical images, are owned by Spinnaker Insurance Company; however, Spinnaker Insurance Company does not own the image on the “Home” page which is owned by José Fangueiro © | www.fangueiro.ch and has been licensed to Spinnaker Insurance Company by José Fangueiro ©. Publication of materials on the Spinnaker Insurance Company site does not constitute the placing of such materials in the public domain. Any of the trademarks identified in the text on the site are owned by Spinnaker Insurance Company or its affiliates. Any third party trademarks and service marks appearing on the Web Site are the property of their respective owners.

Permission to Print and Copy
Permission to print and copy documents or graphics from this site is granted for personal and non-commercial use only and is expressly conditioned upon your agreement that all prints or copies shall contain or refer to the copyright or proprietary notices in the Spinnaker Insurance Company site, that the format and contents of the information shall not be altered in any way, and that you will indemnify Spinnaker Insurance Company for its damages and expenses, including attorney’s fees, it incurs related to your use of such materials and your breach of these requirements.  No permission is granted to print and copy documents created by parties other than Spinnaker Insurance Company and appearing on this Web Site, unless so indicated and subject to the restrictions indicated.

Links Prohibited
Permanent links or connections to the Spinnaker Insurance Company Web site from other Web sites for any purposes are expressly prohibited without prior express written consent of Spinnaker Insurance Company.

Warranty Disclaimer and Exclusion
SPINNAKER INSURANCE COMPANY MAKES NO REPRESENTATIONS AND HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, AS TO THE TIMELINES, ACCURACY, COMPLETENESS OR SUITABILITY FOR ANY PURPOSE OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED BY SPINNAKER INSURANCE COMPANY IN ITS WEBE SITE OR ELSEWHERE ON THE INTERNET. THE SPINNAKER INSURANCE COMPANY WEB SITE AND ALL SUCH INFORMATION ARE PROVIDED AS IS, AS AVAILABLE. THE INFORMATION ON THE SPINNAKER INSURANCE COMPANY WEB SITE SHALL NOT CONSTITUTE ANY REPRESENTATION, WARRANY, OR OTHER COMMITMENT BY SPINNAKER INSURANCE COMPANY OR ANY OF ITS AFFILIATES WITH RESPECT TO ANY OF THE PRODUCTS OR SERVICES DECRIBED ON THE SPINNAKER INSURANCE COMPANY WEB SITE.

Exclusion of Damages
IN NO EVENT SHALL SPINNAKER INSURANCE COMPANY OR ANY OF THEIR PARTNERS BE LIABLE FOR ANY DAMAGES WHATSOEVER, WHETHER ACTUAL, SPECIAL, INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL, ARISING OUT OF THE USE OF THE SPINNAKER INSURANCE COMPANY WEB SITE OR ANY OF THE INFORMATION OR MATERIALS CONTAINED THEREIN OR ACCESSIBLE THEREFROM, INCLUDING WITHOUT LIMITATION LOSS OR PROFITS OR DATA, OR THE RISKS OF THE STOCK MARKET.

User Responses
Should any user of the Spinnaker Insurance Company Web site or viewer of documents or graphics copied or printed there from communicate with Spinnaker Insurance Company about the site, or the documents, graphics or information contained therein, Spinnaker Insurance Company shall have no obligation of any kind with respect to such communication, which shall be deemed non-confidential, and Spinnaker Insurance Company shall be free to use and distribute the information contained in such communication for any purpose whatsoever, unless Spinnaker Insurance Company and the party responding otherwise agree in writing.